Portfolio Management

Our mission is to provide risk adjusted favorable returns for investors of all levels rooted in socially responsible investing via sound qualitative and quantitative investing principles in any economic environment. 

Through our custodial relationship at Charles Schwab, clients gain access to professionally managed model portfolios from BlackRock, Goldman Sachs, Schwab and more. These institutional strategies, once reserved for high-net-worth investors, are now available to all our clients — providing diversification, professional management, and world-class research without traditional high minimums.

Our Portfolios:

The following are basic overviews of our custom portfolio's avialble. Each portfolio will be tailored to the specific needs of each client and will require further analysis of specific liquidity needs and risk profiles. These are exmaples and general overviews. Further details will be provided upond engagement. 

Our Growth Model Portfolio targets companies with strong growth potential across a range of industries. We apply Fundamental and Technical analysis with a value-oriented discipline, seeking opportunities via sector rotation and economic consumer trends. By blending growth and value frameworks, we aim to capture upside while maintaining a clear respect for risk and capital preservation. 

Our fixed-income strategy is built on a foundation of value and stability. Our primary goal is to identify and invest in undervalued, high-dividend-paying stocks alongside a carefully selected mix of preferred stock, agency bonds, municipal bonds, government securities and alternatives. This approach is designed to generate reliable income, preserve capital, and take advantage of opportunities where quality assets are trading below their intrinsic value.

Our Blended Portfolio combines the pursuit of long-term capital appreciation with consistent income generation. We allocate across high-quality dividend-paying stocks, growth-oriented equities, preferred shares, bonds, bond funds, and REITs. We also look to include agency real estate–backed bonds and alternatives to further enhance diversification and income potential. By blending growth and income strategies, we aim to deliver a well-rounded portfolio that supports both capital appreciation and income. 

Our Capital Preservation combines the pursuit of total capital preservation with income based on one to three year liquididy needs earning stable yields primarily in Government Bonds, CD's, and High Grade Corporate Bonds both held individually or in Bond Funds and ETF's. 

The Value Portfolio is a strategic, risk-adjusted equity strategy focused on uncovering undervalued opportunities with strong fundamentals. Built around a concentrated selection of stocks, this portfolio emphasizes quality companies with durable competitive advantages, disciplined capital allocation, and attractive valuations. Designed for investors seeking long-term growth with a margin of safety, our Value Portfolio blends analysis with a disciplined strategy to deliver performance that aligns with both optimism and caution. This portfolio includes all types of investments with an emphasis on purchasing assets at a deep value with a manageable margin of safety. 

Adapted from institutional endowment strategies, the Evergreen Portfolio is designed to perform across all economic environments. We diversify across asset classes including equities (growth, value, large cap, and dividend payers), preferred stocks, real estate, commodities, private equity, and fixed income to capture opportunity while managing risk. This portfolio seeks to deliver long-term growth, income, and resilience through economic cycles. 

Our 10-5-85  Portfolio, inspired by Warren Buffett’s advice to his wife combined with legendary investor Ray Dalio's Gold insight is built for simplicity and peace of mind. It holds 85% in a low-fee S&P 500 index fund and 10% in cash and short-term Treasuries, and 5% in a Gold ETF to offset volatility. This strategy is designed for a low-stress long-term plan with a tactical approach rebalancing at favorable times.