Custom Tailored Wealth Management for Every Stage of Life
Personalized investment strategies, private market access, and a dedicated investment counselor for the journey ahead.
No Commission-Based Products
No proprietary products or sales quotas, custom-tailored advice built for you.
Client-First Fiduciary Commitment
Legally and ethically bound to act in your best interest, always.
Personal, Responsive Service
High-touch, dedicated service. We're your partners on your financial journey.
Socially Responsible Investing
Investment strategies aligned with your values.
What our clients say
Personalized service for what matters most.
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Individuals and Families
We help individuals and families build personalized wealth strategies designed around their unique goals.
Investment Consulting
We're not limited to cookie-cutter investment advice or any one product.
Retirement Account Management
Consolidate old 401(k)s and other retirement accounts into a personalized investment strategy built around your goals.
Financial & Insurance Planning
We plan for today, tomorrow, and someday and help protect the assets you've worked hard to build.
Diversification with Alternatives
Diversify asset classes within your portfolio to mitigate volatility, including direct rental real estate and more.
Businesses
We also work directly with business owners to manage employee retirement plans and protect their teams.
Group Insurance & Benefits
Through our trusted partners, we help you offer group health, life, and disability insurance to attract and retain your team.
Corporate Investment Consulting
Guidance on managing company reserves and aligning investment strategy with your business's cash flow needs.
Employer Retirement Plan Management
We design and manage employee retirement plans of all types, including 401(k), SEP, SIMPLE IRA, and more, with in-house or third-party administration options.
Business Sale & 1031 Exchange Planning
We help business owners navigate 1031 exchanges on real estate holdings and invest the proceeds from a business sale to build long-term wealth.
What makes Mozella different?
We cater to each client's personal goals with a clear awareness of community and environmental impact, guided by time-tested value investing principles and disciplined strategies at the core. Our aim is to build a financial fortress that meets all of our clients' needs within one comprehensive financial plan backed by a dedicated team that prioritizes responsive personal service.
Trusted Custodians
Managed Portfolios
Our in-house portfolios follow a clear investment policy: allocate strategically by asset class, sector, timing, and security selection at favorable prices. Our goal is optimal diversification without the costly over-diversification seen in many mutual funds, where layered fees often leave investors with whatever crumbs remain.
Capital Appreciation
Cashflow & Income
Growth & Income
Capital Preservation
With our direct, in-house management, we keep your portfolio as close to the underlying assets as possible. We mitigate volatility using government bonds aligned with efficient frontier models, blended with classic value investing principles—selecting high-quality securities at attractive prices while monitoring economic cycles and interest rates.
During economic expansions, we take an enterprising approach with a higher equity allocation. In times of caution, we shift toward cash and short-term bonds. Across all market environments, we focus on sector exposure, seek undervalued securities that offer a strong margin of safety, and execute disciplined rebalancing when conditions are most favorable.
Third Party Managers
Through our custodial relationship at Charles Schwab, clients gain access to professionally managed model portfolios from institutional managers once reserved for high-net-worth investors now available, providing world-class professional management without traditional high minimums.
Private Market Alternatives
Through our relationship with Charles Schwab, clients gain access to a variety of alternative assets and more. These institutional strategies provide diversification, professional management, and institutional grade investment vehicles.
Insurance Partners
Through our insurance division clients gain access to a variety of the best companies the insurance industry has to offer.
Mozella Asset Management is located in sunny Saint Petersburg Florida at First Central Tower
360 Central Ave 8th Floor
Saint Petersburg, FL 33701
We'd love to hear from you! Feel free to call, text, or message.
What fees do I pay?
We have a transparent fee schedule. While we offer standalone financial planning and consulting services at $150 per hr, these are fully included when we manage your Assets. We charge a standard 1.5% fee for assets under $1 million, with tiered discounts as your portfolio grows.
Are there any upfront fees?
There are no upfront fees. The expectation is that we will be on a several decade long journey together. The better you do, the better we do.
What makes Mozella different?
Mozella focuses on environmental and social impact investing while prioritizing strong, favorable returns for our clients. Unlike larger firms, we offer tactically managed portfolios tailored to changing markets. Lastly, through the Charles Schwab platform, we provide access to alternative investments that diversify across asset classes and help reduce overall portfolio volatility.
Who are our clients?
Our focus is on individuals seeking a fiduciary steward of their capital, offering professional guidance across investment portfolio management, business and group planning, insurance planning, and overall wealth management.
What should I expect as a client?
Your dedicated investment counselor is available during office hours to answer any questions you may have. We conduct quarterly check-ins, provide regular updates, and reach out whenever necessary.